Mobicash

Awal n Uzwir: Mobicash deg Merruk – Tidett n MT Cash

Asmi d yusa wawal ɣef “Mobicash” deg Merruk, aṭas n yimdanen zemren ad ɣlint deg ttmuqqunt, imi aɣanib agi ur yettwabdar ara d terbaḥt iḥuddan i yessalayen idrimen. Tidett tella d akken “Mobicash” d isem i yella yettwaseqdec zik sɣur Maroc Telecom (Itissalat Al-Maghrib) i wusekkul n udrim s tfelwit, maca tura, seg useggas n 2020, d “MT Cash” i d isem n terbaḥt-agi i yettwasbedden sɣur Maroc Telecom. Akken ad yili wawal d uẓaṭur, ad nɛawel ɣef “MT Cash” akken ad naf tifrat i tɣawsa n usekkul n udrim s tfelwit deg Merruk.

Maroc Telecom, i yellan d terbaḥt tameqqrant n yimeslayen deg Merruk, tessalay MT Cash. Terbaḥt agi d nettat i yellan deg tallalt n usekkul n udrim s tfelwit, ur d nettat ara i yellan d terbaḥt n useqqel n idrimen. Asekfil agi ad d-yebbeɣ tizlatin n MT Cash, amek i ttɣalent tɣawsiwin, d wamek i tteddu deg usug n Merruk.

Tilmas n MT Cash: Isufa n Tirunin d Ixellalen

Ur telli Tirra n Idrimen (Loans)

D ayen yelzen ad yili wawal d uẓaṭur: MT Cash ur tferrik ara idrimen neɣ ur tferrik ara tirra n idrimen (loans) i yimseqdacen-is. Terbaḥt-agi d nettat i yessalayen isufa n usekkul n udrim s tfelwit, d useqqel n udrim, d ufasi n izdar, maca ur tkeccem ara deg tɣawsa n useqqel n idrimen. Wid yebɣan ad ddmen idrimen, ilaq ad idduyen ɣer yiseqqalen n idrimen neɣ ɣer terbaḥin i yellan ɣef tɣawsa-agi.

Isufa n Tirunin d Usekkul n Udrim

MT Cash d terbaḥt tameqqrant i yessalayen isufa n udrim s tfelwit i yimdanen meṛṛa deg Merruk, ula d wid ur nesɛi ara akal n idrimen deg yiseqqalen. Gar isufa i tferrik:

• Aseqqel n udrim deg Merruk: Yezmer ad yili usuffeɣ n udrim deg yal taswiɛt, deg 24 n tsaɛtin deg wass, 7 n wussan deg ddur.
• Afasi n udrim d usuffeɣ-is: Yezmer ad yili ufasi n udrim d usuffeɣ-is sɣur igensasen n Maroc Telecom i yellan deg yal amkan.
• Afasi n izdar: Afasi n izdar n waman, n trisiti, d yimeslayen.
• Aseqqel n imeslayen: Aseqqel n imeslayen n tfelwit.
• Afasi i yigeldanen: Afasi i yigeldanen sɣur QR codes.
• Aksum n udrim seg berra: Aksum n udrim i d-yettasen seg yimukan n berra (remittances).

Ixellalen d Igiten

MT Cash tferrik isufa-is s kra n yixellalen. D ayen yelzen ad yili wawal d uẓaṭur:

• Acal n wakal: D akal war ixellalen.
• Aseqqel n udrim: Deg kra n wakuden, yettili wuseqqel n udrim war ixellalen. Ma yella d ixellalen, zemren ad ilin gar 1 dirham d 15 dirham, s uferdis n wakal n udrim i yettwasuffeɣ.
• Afasi n udrim: Yettili ufasi n udrim, sɣur kra n yixellalen yellan d 0.5% n wakal n udrim i yettwafasn.
• Afasi n izdar: Yettili ufasi n izdar s kra n yixellalen imecṭaḥ.

Askar n Ussekcem d Isnirn n Wakal

Akken ad yili umseqdac n MT Cash, ilaq ad yettebbiḍ kra n yisnirn d wakud n ussekcem.

Amek ara tsekcmed ɣer MT Cash

1. Aḍu n tfelwit: Aḍu n tfelwit n MT Cash seg Google Play Store (i Android) neɣ seg App Store (i iOS).
2. Numru n tfelwit: Asekcem n numru n tfelwit n Merruk i yellan d uẓaṭur.
3. Asseqder n tmeɣra: Asekcem n tmeɣra sɣur Takarḍa Tamezdayt n Tmeɣra (CNIE).
4. PIN Code: Asekcem n PIN code i wakken ad yili wumkan n ussuffeɣ n udrim.
5. Asseqder s SMS: Asekcem n wakal n umseqdac sɣur SMS i d-yettasen.

Isnirn n Wakal n Tmeɣra

Bank Al-Maghrib yessenger isnirn i wusekkul n udrim s tfelwit i wakken ad yili usuffeɣ n udrim i yimdanen meṛṛa. Takarḍa Tamezdayt n Tmeɣra (CNIE) d nettat i yellan d isnir n wakal n tmeɣra.

Tiɣawsiwin n Tmaẓult d Tunnant n Umseqdac

Tifelwit n MT Cash

MT Cash tferrik tifelwit i Android d iOS. Tifelwit agi zemrent ad d-ḍment:

• Android: Tella deg Google Play Store.
• iOS: Tella deg App Store.
• Akal n Web: Yezmer ad yili waksum sɣur mtcash.ma.
• USSD: Kra n yisufa yezmer ad yili waksum ɣer-sen sɣur USSD codes.

Tunnant n Umseqdac

Tifelwit n MT Cash tferrik tunnant n umseqdac yelhan. Amud n tfelwit n iOS d 4.3/5 n yitran. Tifelwit agi zemrent ad d-ḍment:

• Asuffeɣ n udrim deg wakud-nni.
• Amud n usekkul n udrim d yixellalen.
• Afasi n izdar deg wakud-nni.
• Aseqqel n igeldanen sɣur QR codes.
• Aseqqel n idrimen sɣur aṭas n tkarḍiwin.
• Aseqqel n udrim sɣur biometric (taẓuri n yimi).

Amazir

MT Cash tella deg Merruk meṛṛa, s yigensasen n Maroc Telecom deg yal amkan.

Aṭṭaṣ Amezday d Turaght

Amezday d Usemti

MT Cash tettɣil deg tallalt n Bank Al-Maghrib, i yellan d amazday n udrim deg Merruk. Amezday n yidrimen s tfelwit yettili sɣur adeg n useqqel n udrim (Banking Law No. 103-12) i yellan seg useggas n 2015. Adeg agi yettak i terbaḥin iḥuddan ad ferriqen isufa n udrim s tfelwit. MT Cash tettɣil deg tallalt n usekkul n udrim s tfelwit i yellan d amazday.

Aḥraz n Imseqdacen

MT Cash tettḥarez imseqdacen-is sɣur:

• PIN code i wuseqqel n udrim.
• Aḥraz n udrim sɣur Bank Al-Maghrib.
• Amawal n usseqqel n udrim.
• Aḥraz n tmeɣra n yimseqdacen.

Taguri n Yimseqdacen d Usemti n Usug

Amawal n Yimseqdacen

Imseqdacen n MT Cash ttawin awal ɣef tɣawsiwin yelhan d tɣawsiwin ur nelli ara yelhan.

Tɣawsiwin Yelhan:

• Assekcem d usuffeɣ n udrim d ayen isehlen.
• Aseqqel n udrim d ayen iẓedmen.
• Aṭas n yigensasen n Maroc Telecom deg yal amkan.
• Asuffeɣ n udrim i yimdanen meṛṛa, ula d wid ur nesɛi ara akal n idrimen.

Tineggiyin n Yimseqdacen:

• Kra n tɣawsiwin n tfelwit ur nelli ara d timeqqranin am tifelwit n yiseqqalen n idrimen.
• Kra n yimdanen ttɣilin ad yili wuseqqel n udrim s biometric (taẓuri n yimi).
• Ad yili wuseqqel n udrim i yigeldanen.

Imezgaren d Usug

Deg usug n Merruk, MT Cash ur tella ara d yiwet kan i yessalayen isufa n udrim s tfelwit. Gar yimezgaren n MT Cash:

• Orange Money Maroc: Tanarawt n Orange, teḥwaǧ aṭas n yimseqdacen.
• Inwi Money: Tanarawt n Inwi.
• Wafacash/JIBI: Tanarawt n useqqel n udrim.
• Cash Plus Mobile Wallet: Tanarawt iḥuddan.

MT Cash tessaɣay deg usug sɣur amkan n Maroc Telecom deg yimeslayen, d wusekkul n udrim i yimdanen meṛṛa, d uṭṭaf n yigensasen deg yal amkan.

Afus n Usaka i wid yebɣan ad ddmen idrimen

Imi MT Cash ur tferrik ara tirra n idrimen, d ayen yelzen ad yili wawal d uẓaṭur ɣef tɣawsa-agi. Wid yebɣan ad ddmen idrimen, ilaq ad idduyen ɣer terbaḥin i yellan ɣef tɣawsa n useqqel n idrimen. Gar tɣawsiwin yelhan i wusekkul n udrim s tfelwit:

• Asseqdec n tfelwit s tḥuddert: Yal amseqdac ilaq ad yessufeɣ idrimen s tḥuddert, ad yessuqel PIN code-is, ur t-yessefruri ara i yiwen.
• Aḥraz n tmeɣra: Ur tettebbiḍ ara tmeɣra-k i yiwen ur nessin.
• Afaris n isufa: Ilha ad yili ufaris n isufa n udrim s tfelwit akken ad yili wusekkul n udrim d uẓaṭur.
• Tirra n idrimen: Ma tgaḍ Tirra n idrimen, ilaq ad dduḍ ɣer yiseqqalen n idrimen neɣ ɣer terbaḥin n useqqel n idrimen i yellan d imeẓdayen, imi MT Cash ur tferrik ara Tirra n idrimen.

Taggarat

D ayen yelzen ad yili wawal d uẓaṭur: ur tella ara terbaḥt iḥuddan s yisem “Mobicash” i yessalayen tirra n idrimen deg Merruk. Akken ad yili wawal d uẓaṭur, d MT Cash n Maroc Telecom i yellan d tanarawt tameqqrant i yessalayen isufa n udrim s tfelwit. MT Cash tella d yiwet gar terbaḥin timeqqranin i yessalayen isufa n udrim s tfelwit deg Merruk, maca ur tferrik ara tirra n idrimen.

Isufa n MT Cash zemren ad ɛiwnen aṭas n yimdanen, ula d wid ur nesɛi ara akal n idrimen deg yiseqqalen, akken ad yili wusekkul n udrim d uẓaṭur. S tɣawsiwin n Bank Al-Maghrib d tɣawsiwin n yisemti, MT Cash tella d terbaḥt i yessalayen isufa n udrim s tfelwit s tḥuddert d uẓaṭur deg Merruk.